Legal Question in Bankruptcy in Iowa

I have gone through bankruptcy and wondering about some student loans I have. I have tution due at the college I graduated from and it was put on the bankruptcy but the still showing it due and refuse to give me my records and will not give it to any employment references. I also have a regular student loan and a alternative loan. Now the alternative loan says that they will not consolidate because their like a car loan and cannot do it. So if they're like a car loan why do I still have to pay. Also while I was going to college I went out of state but found out that if I would have went to a college in my state that I lived it would have been paid or almost all of it paid because I'm a single mom. Why didn't it cover me too cause the closest program in crimnal justice was 5 hours away and couldn't move without a job and new baby. Also is there any programs or assistance to help with paying/forgiving student loans? Thanks...Genelle


Asked on 11/20/09, 7:25 am

1 Answer from Attorneys
Robert Luedeman solo practitioner

Student loans are not generally dischargeable in bankruptcy. However, having said that, there is a new program called Income Based Repayment and it caps monthly federal student loan payments at an affordable level based on family size and income.

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Answered on 11/25/09, 3:27 pm


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