Legal Question in Credit and Debt Law in Iowa

Re: Collection Agency Filing Small Claim Suit

With the information you provide, I would say the statute of limitations period is ten years from the date of the last transaction on the account.

With regard to the FDCPA claim, it depends on what they did after you provided proof that the debt was paid. If all they did was sue you, then I don't believe there is a FDCPA violation, since there is an exception for litigation in the course of collection activities.

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