Legal Question in Credit and Debt Law in Iowa

debts

can a creditor put a lien on my wifes home for one of my debts?


Asked on 1/08/08, 6:03 pm

1 Answer from Attorneys

Alvin Lundgren Alvin R. Lundgren, L.C.

Re: debts

A creditor cannot file any lien for any reason, unless the creditor has filed a lawsuit and obtained a judgment against you - and then only if your name is on the property. If a collection agency is threatening to do this, it is in violation of the Fair Debt Collections Practices Act - you can sue for damages and attorney fees.....

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Answered on 1/08/08, 6:06 pm


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