Legal Question in Credit and Debt Law in Iowa
debts
can a creditor put a lien on my wifes home for one of my debts?
Asked on 1/08/08, 6:03 pm
1 Answer from Attorneys
Alvin Lundgren
Alvin R. Lundgren, L.C.
Re: debts
A creditor cannot file any lien for any reason, unless the creditor has filed a lawsuit and obtained a judgment against you - and then only if your name is on the property. If a collection agency is threatening to do this, it is in violation of the Fair Debt Collections Practices Act - you can sue for damages and attorney fees.....
Answered on 1/08/08, 6:06 pm