Legal Question in Credit and Debt Law in Iowa
My internet service provider, a private company, mailed a copy of my bill to my landlord. It was 30 days late, total due $80. This was intentional. The company and my home are both located in Iowa. My landlord lives in California. The service account is in my name only. I have never given permission for information to be shared with anyone. Is this a violation of the Iowa Debt Collection Practices Act?
Asked on 7/28/15, 1:14 pm
1 Answer from Attorneys
Thomas Moens
Moens Law Offices, Chartered
Hard to say based on the information provided. If the envelope had your name on it, with the landlord's address, your landlord should not have opened it. If the envelope had your landlord's name and address, and a dunning notice addressed to you inside, then you may have a pretty good argument of a violation of the Iowa FDCS.
Answered on 7/28/15, 1:28 pm