Legal Question in Credit and Debt Law in Iowa

Type your question here...I had a auto Repo about 5 years ago and just recieved a letter fromt he bank claiming if I don't pay I will be taken to court. The question is, if I have to go to court and don't have a job and I am a full-time student how do they get their money? Can I go into court claiming hardship and make small payments?

pam


Asked on 8/17/09, 4:13 pm

1 Answer from Attorneys
Robert Luedeman solo practitioner

The question is how much you owe. If it's below $5k it is small claims and you can, indeed, ask the court ot let you make payments. If you stay current they can't garnish your wages.

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Answered on 8/18/09, 12:11 am


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