Legal Question in Credit and Debt Law in Iowa

Wage Garnishment

I have been threatened with wage garnishment,I have a part time daycare. I am paid through state checks for my daycare. Can the collection agency garnish my state checks?


Asked on 5/24/05, 2:08 pm

2 Answers from Attorneys
Thomas Moens Moens Law Offices, Chartered

Re: Wage Garnishment

Only if they have obtained a judgment against you. Additionally, if this is a personal debt, as opposed to a business debt, they may hve violated the Fair Debt Collection Practices Act (FDCPA). There is a short article on our website regarding FDCPA. Go to www.thomasmoens.com and click "News." The link for the article is on that page. Also, you should google Fair Debt Collection Practices Act or contact us for more information.

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Answered on 5/25/05, 7:44 am
David Anderson Anderson Business Law LLC

Re: Wage Garnishment

How do you mean "threatened?" Do they have a judgment against you?

What do they know about your assets and income?

I need to know more before I can give you direction.

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Answered on 5/24/05, 6:31 pm


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