Legal Question in Personal Injury in Iowa

Car Accident - Settlement Fair?

I was involved in a car accident in March of 2007. Person ran red light and t boned me. The other person was ticketed. I had to go to the chiropractor throughout the summer. Insurance company wanted to settle for $600 pain/suffering plus medical bills. I refused to settle since that is less then a weeks worth of wages. Now they are up to $1500 settlement offer - but i feel that is not enough for missing a summer of fun with my kids.

Is this a fair settlement or do I need to find an Attorney? I realize the limit is coming up quick.


Asked on 1/21/09, 3:21 pm

1 Answer from Attorneys

Stephen Lombardi Lombardi Law Firm

Re: Car Accident - Settlement Fair?

That question can't be answered without knowing more about your need for future medical care, permanent injury if any, that results in a reduced earning capacity - earnings, wage loss, who pays the medical expenses, are they all paid, does your health insurer want to be paid back? Are the doctors saying your need further medical treatment?

Many people, even me, don't like paying the lawyers, but realistically a client representing themselves has a fool for a client. Get legal advice and bite the bullet - pay a legal fee. You may not like paying a lawyer but then again I wish all the food at the grocery store was free to me and it's not. Neither is the light bill or the the mortgage, etc. You get the picture. It's called a free market economy.

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Answered on 1/26/09, 12:57 pm


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