Legal Question in Personal Injury in Iowa
company vehicle liability
My wife commutes from an Iowa office to a South Dakota satellite office. Several employees drive together in a company owned vehicle. The girls randomly take turns driving. I'm wondering what the liability is for the driver in the event of an accident. Not only pertaining to damage to the company car but also to the other passengers, other vehicles and or property.
1 Answer from Attorneys
Re: company vehicle liability
A driver is liable for their own negligence. That won't change just because she is working. But the fact she is working and commuting between offices does make the employer also liable. Ask the employer for a copy of the auto insurance declarations page to see the coverage limits. With this many people in the car and winter months coming up your question is timely. If the coverage is two million or more I wouldn't worry too much. If less she should ask the employer to increase the coverage. And you too; make sure you have high limits of coverage on your own auto policy that covers your wife.
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