Legal Question in Real Estate Law in Iowa

Unless you want to get screwed, or you want to try and sell your contract to a third party don't bother with a credit check. There is no such thing as title insurance in Iowa. We have the Iowa Title Guaranty Fund and that's run by the state. If a transfer takes place without a title opinion or title guaranty policy it's at your or the buyer's own risk.

You need to take a look at your mortgage (or have an attorney review it for you). Likely there is a due on sale clause in it. This means you cannot sell it on contract, or let someone take over your payments, without the lender's written consent. And your lender probably will not give you written consent. Even if you are able to get your lender's written consent, you should contact an attorney to guide you through this.