Legal Question in Workers Comp in Iowa

loss rating
I was injured at work and completly tore my ACL and torn cartlidge a year and half ago. WC approved surgry.. I was released and the WC lady comes over(last week) to figure out what my loss may be..bare with me...she didnt tell me how she figures it and didnt tell me what the loss was..
Back in NOVEMBER 2002 I had a dirt clod come off the bank and reinjure the same knee. WC had agreed to do a scope to look in side knee for any damage.. my doctor think I may have retorn the cartlige/..
Ive had on going pains inthe knee from the beggining..
now my QUESTION... how do they figure the loss rating and is this differ'nt from any settlement? Not that IM wanting to settle Iamstill young andlove this field of work...
no I do not have a lawyer at this point..thank you

Asked on 1/28/03, 10:46 am

2 Answers from Attorneys

Stephen Lombardi Lombardi Law Firm

0 users found helpful

0 attorneys agreed

Re: loss rating

Dear Sir, I like to know with whom I'm speaking before giving a reply that has much substance. If you'd like to contact me directly do so at [email protected]. Aside from that insurance adjusters do many things that attorney's are hard pressed to explain. There is a right way to get a rating. Whether her method is accurate or has any basis in law would not be obvious without knowing more. Reading a doctor's report would be a start. It sounds to me like you need to consult with an attorney. I would make that suggestion to you. You will have to pay an attorney, but in my experience the amounts paid willingly by insurance companies is far less than people are owed under the current law.

Steve Lombardi

Answered on 1/31/03, 6:44 am

Mark as helpful