Legal Question in Credit and Debt Law in Kansas

Apparently 7 years ago a creditor took me to court in Nevada and won by default a judgement against me for a credit card debt. I did not receive any documents as to the pending court action. I live in Kansas and have never lived in Nevada. I only became aware of the debt when this collection agency started harassing me. I asked for documentation on the judgement and previous debt and was told to contact the courthouse in Nevada for the detailed information. The debt collection person couldn't even give me the courthouse's phone number but just the town and state. What should I do? When I talked to them yet again today they pointed out that they could try and collect for 10 years when I mentioned the SOL for Kansas was 5 years to collect a debt. Doesn't the creditor have to supply proof before I pay? Can I force them to prove the debt? Or do I need to close out all my bank accounts before they become frozen or drained from garnishments? I am more than happy to settle and make payment arrangements but not til I get proof. When I told the collector to call back after 5pm he told me that their hours were 8-5 Monday-Friday and I could call them back. When I told him it was impossible for me to talk, the guy was rude and said "it's not like you are going to pay anyway." I proceeded to hang up at that time on him. Need to know how I should proceed. Thanks!

Asked on 9/12/12, 4:01 pm

Anthony Smith LawSmith

0 users found helpful

0 attorneys agreed

Your question requires a detailed answer. You need to confer directly with attorneys licensed in Kansas AND Nevada.

Good luck

Answered on 9/13/12, 7:57 am

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