Legal Question in Credit and Debt Law in Kansas

Friend bought car from one of those lots that sell to anyone, bad credit risks - unfortunately. They have been deducting an amount from her bank account biweekly. Car has been in her possession approximately 5 weeks and is now in the shop for the second time.

This person is basically unstable, has a $10/hr job, unable to license the car ,( a) no funds to pay taxes, and b) cannot get insurance (defaulted on last policy) unless she pays approximately $275/mo for liability only), filed Capter 7 Bankruptcy in October, 2010, lost her house, utilities are about to be shut off, and she will basically be homeless in a matter of days.

I would like to have her return the car before it is repossessed, and close her bank account ( bank is threatening to close account anyway) Does it seem reasonable for me to help her do that? She has nothing to take, accept the car.

BTW - she bought the car in Missouri and lives in Kansas.


Asked on 9/04/11, 5:36 am

1 Answer from Attorneys
Anthony Smith LawSmith

Without reading the sale agreement, it is impossible to see if returning the car will do any good for your "friend." Many of the "We finance anyone" type places are not willing to give any credit for the return of a used car. Everyoen knows that cars lose vlue as they age and are driven. Closing the bank account will stop the money flowing out at lest for a while. You siad the car is in the shop for the second time. Perhaps the problem is covered by a warranty. Your "friend" should consult direlty with an attorney in her area. Many offer a free or low cost intial consultaiton. Take the contract, and be available for follow-up quesions.

Good luck

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Answered on 9/09/11, 2:25 pm


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