Legal Question in Credit and Debt Law in Kansas

Unsecured credit card lein

Can a creditor (unsecured credit card) issue a lein against your house if you default on the payments and the account enters goes to charge off? What type of judgements can result from defaulting on an usecured credit card debt? Would your home be subject to a lein or forclosure?


Asked on 9/24/03, 1:39 am

1 Answer from Attorneys
Anthony Smith LawSmith

Re: Unsecured credit card lein

A unsecured creditor can not get an automatic lien against your real property. However, they could get ajudgment agaisnt you and then register it to get a lien, but, they almost never do. Obviously, the best course is to not have the delinquent debt. Try to work out payments with your creditor. If you can't do that , perhaps you should consider selling the house to pay your debts.

Good luck,

Tony Smith

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Answered on 9/30/03, 10:04 am


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