Legal Question in Real Estate Law in Kansas
My rights after forclosure
Over 1 year ago we surrendered our home to the mortgage company, they in turn scheduled a sale on the court house steps and purchased back the property themselves. We understood what went on then, but after all this time they have still not put the property in anyone elses name. We are from a small town and moved to a neighboring small town. We get calls on a regular basis telling us that we still own the property accourding to the county and are we intrested in selling it. We have also recieved several tax bills and have had a warrent issued for us because the yard has not been cleaned since we left. Because of the small town this is causing us a great deal of embarrassment and a hardship in having to deal with these people in person and on the phone everyday. Do we have any recourse against them?
1 Answer from Attorneys
Re: My rights after forclosure
Yes- You could initiate a quiet title action. It is where you are asking a court to declare that you own the property. Obviously, once they get wind of it, the lender that purchased the property will come forward to say that they own it. They should win. You then take that judgment to the Recorder's office and have it admitted.
Good Luck,
Tony Smith