Legal Question in Bankruptcy in Kentucky

I had a chapter 7 bankruptcy done in February in Virginia. My car was discharged but I am still making payments to keep the car. If I were to stop making payments and they repossess the car, can they sue me or am I protected by the bankruptcy? Also, would that show on my credit report since it was discharged because of the bankruptcy?


Asked on 8/06/10, 4:57 am

1 Answer from Attorneys
Gregory Napier Troutman & Napier, PLLC

If you "reaffirmed" the debt on the car, then you are personally obligated on the loan. If you did not reaffirm on the loan, then you are not personally obligated and all they can do is repossess the car.

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Answered on 8/11/10, 7:07 am


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