Legal Question in Bankruptcy in Kentucky

Is it illegal to file for bankrupsy and afterward, run up credit cards that are included in the bankrupsy filing for a vacation?


Asked on 8/21/09, 12:26 pm

1 Answer from Attorneys

Gregory Napier Troutman & Napier, PLLC

You want to stop using any credit cards you held prior to filing a petition for bankruptcy. If this is a Chapter 7, you run the risk of getting your case dismissed for bad faith or fraud and being unable to discharge any debt. The charges run up after filing a peitition will NOT get discharged in either a 7 or 13. Besides, you are breaking the law of good sense - if you could not afford that lifestyle prior to filing bankruptcy then it is just plain foolish to continue to live on credit after filing.

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Answered on 8/26/09, 2:49 pm


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