Legal Question in Credit and Debt Law in Kentucky

Judgment Creditor

I was awarded a judgment against a guy for $1500.00.

I have tried Garnishments (wage and Non wage), bank levys, seizures.The court house told me I could not place a mechanic lien because I am not a contractor. What other options are there that I could do to collect this judgment on my own. And is a claim of lien the same as a mechanic lien?


Asked on 10/25/01, 6:22 pm

2 Answers from Attorneys

Sheldon G. Bardach Law Offices of Sheldon G. Bardach

Re: Judgment Creditor

You can do the equivalent of a mechanics lien, by recording your judgment or an abstract of judgment and thereby getting a judgment lien. You can also record liens on personal property. The effect of the judgment lien is to require your lien to be paid off before the property is sold, in order for a title issurance policy to issue. More than likely your lien will be paid off.

Read more
Answered on 11/28/01, 12:32 am
E. Brian Davis Davis Law Office

Re: Judgment Creditor

As your post question indicates, you cannot file a

mechanic's lien against the debtor's property, but

you can file a judgment lien. Check with your County

Clerk (not Circuit Clerk) for detail (or consult a

lawyer).

Read more
Answered on 11/22/01, 9:51 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Kentucky