Legal Question in Real Estate Law in Kentucky

I have no idea. This is a math question, not a legal question. Lawyers can't do math!

I would suggest looking for an on-line mortgage amortization table that would assist you in calculating the per diem. Your mortgage/note will detail the penalties incurred for late fees, and how it is calculated. However, if you call your mortgage company, they will be able to give you that information and should provide you with a detailed accounting of what you owe. In fact, a lot of lenders have that information available on-line if you have an on-line account for bill paying.

Regardless, just make certain you are in contact with your mortgage company about making up your missing payments, that way they do not initiate foreclosure proceedings against you, greatly increasing what you owe through court costs and attorneys fees.

Good luck!