Legal Question in Wills and Trusts in Kentucky

Re: legal responsibilities after death

When a parent dies, and then the child or children inherit anything of value from the parent (house, car, savings, etc.), either through the parent's last will and testament, or through intestate succession, if the parent dies without a will, then, in that event, the value of any inheritance would be reduced by the amount of any debts owed by the parent at the time of her death. If the debts exceed the value of the parent's total estate, however, the remaining child or children would not be legally responsible for any debt payment beyond the value of their inheritance.

Assuming the condo was not subject to a claim by a spouse or joint survivorship (another person's name on the deed), then your mother's estate would have to be probated, and a personal representative appointed by the court (administrator or executor). The personal representative would then be empowered to sell the condo and pay any of your mother's remaining debts; after which the remaining proceeds would be distributed among your mother's legal heirs.