Legal Question in Bankruptcy in Louisiana

items that secured a debt
I have a bankruptcy (Chapter 7) that was discharged in 1999 in the state of Louisiana. I received a letter from a law firm in California in June 2006 indicating that some of the debt was secured and I have to return the items or pay for them. They then threaten suit. I have attempted to receive legal advice from my bankruptcy lawyer and received no response. Am I liable or was the debt really discharged? What can I do to stop the action?

Asked on 8/15/06, 12:00 am

Robert Louque The Louque Law Firm, L.L.C.

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Re: items that secured a debt

The answer to your question depends on a lot of factors.

1. Whether you "reaffirmed" the debt.

2. Whether you made any payments between the time of your discharge and when you got this letter.

Your answer to those questions would be needed before any attorney could advise you on what should happen.

Answered on 8/15/06, 1:40 am

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