Legal Question in Credit and Debt Law in Louisiana

He cannot use predatory collection practices. You need to send him a certified letter stating tha you are unable to pay the full amount and you are putting him on notice that he is only allowed to send collection notices once a month by mail. There are attorneys and free legal services (if you qualify) who will help you with unfair collection practices. The police cannot come to your home without a court order. This will happen only after a suit is filed, judgment rendered and further seizure proceedings had. What you both could do is place a workers lien on the job you completed which will attach to the property until the owner pays. You should be focussing on suing the person who failed to pay you.

This debt collector has clearly violated the Fair Debt Collection Practices Act. The threats he made to you are both untrue and illegal as a collection practice. He cannot have you arrested. He cannot stop you from working. He cannot seize any of your accounts without first obtaining a Judgment (which he has not done yet). Get this debt collector's name, company name, and contact information, then tell him that you are reserving your right to bring a suit against him, his company, and his client for violations of the Fair Debt Collection Practices Act. If he continues to harass you after that, contact me. I will help you. These types of unscrupulous collection tactics burn me up.