Legal Question in Credit and Debt Law in Louisiana

I owe a hospital bil of $380.00. I recieved a call from someone who said they were an attorney and told me that we could do a payment plan of $25.00 a month. This was after I explained that I was a victim of an armed robbery. I was on W/C and would send as much as I could per month. She got real nasty so I said fine I will send in $5.00 a month and she would have to except that or else the bill would be paid. She then stated that she would put a lein against my property. I told her I had no property and she said "you have a car don't you?' I said yes and she said she would see me in court. My question is if all I can afford is $5.00 a month do they have to accept that?


Asked on 9/02/10, 11:30 am

1 Answer from Attorneys
Martha Amanda Mandi Lucas Mandie Seale Lucas

You can pay the amount you can afford. They may turn you over to the credit bureau as slow pay, which they have a right to do. They would have to sue you, present evidence, allowing you to present your side, have the court rule in their favor and then receive a judgment against you. They would then have to file more papers and receive another judgment before they could seize anything you own.

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Answered on 9/07/10, 12:47 pm


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