Legal Question in Credit and Debt Law in Louisiana

Hi! I received a letter from a "professional law firm" telling me that a creditor has obtained judgement against me. Their office would prefer to discuss the matter with me rather than ruling me to appear in court for a judgement debtor examination. I have no idea who this creditor is, and have never received a letter before from this "law firm" (The bottom of the letter says this communication is from a debt collector,etc.) They sent me a form to fill out wanting all of my financial and personal info- SS#, DOB, Checking acct #, Drivers lic, etc.. Should I send this form back to them filled out, ignore it, or send them a letter disputing the debt? I would think if they HAD obtained a judgement they would already have this info, and I would have been ordered into court for the judgement. BTW, I am on SSDI, and have NO assets other than a beat up 12 year old car.


Asked on 11/03/11, 8:32 am

2 Answer from Attorneys
Martha Amanda Mandi Lucas Mandie Seale Lucas

Do not provide any information. Any legitimate attorney working for a legitimate creditor already has the information or knows they must institute proceedings to get the information. They have to provide the name of the creditor, account number and balance owed on any debt collection action. You have nothing to seize from the information you provided. You may want to contact the consumer protection department of the LA Attorney General's office. This appears to be fraud.

Read more
Answered on 11/03/11, 1:13 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Louisiana