Legal Question in Credit and Debt Law in Louisiana

We sold a home in Louisiana to a party who gave bad checks to utility company to pay past due account and deposit. The utility company has turned over the collection of the amounts to a collection agency to have us pay the amounts of the bad checks. The utility company accepted the assignment letter from us to the buyer in July 2008. We now have a bad debt on our credit report. Can we have the bad debt removed since we were not involved or responsible for the bad checks?? We live in Florida.


Asked on 9/04/09, 12:15 pm

1 Answer from Attorneys
Nick Pizzolatto, Jr. Pizzolatto Law Office

Assignment of the utilities means nothing as far as any past due bills are concerned. It only changes the name on the account, NOT who owes back charges. So, you need to pay them off right away and file suit against the buyers for reimbursement of those amounts. The bill was incurred by you, and owed by you not the buyer. If the checks for those were bad, what other problems are you about to face?

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Answered on 9/09/09, 6:29 pm


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