Legal Question in Credit and Debt Law in Louisiana

I am being sued in Louisiana for an alleged debt.

I live in Georgia, and I lived in Georgia when the alleged debt was incurred. I have no contract with the creditor, and so a debt collection action can only be filed against me where I currently reside, in compliance with the Fair Debt Collection Practices Act, 15 U.S.C. 1692i. I have included the text of this law below.

I need to know how to have this suit dismissed because Louisiana is an improper venue for this suit. I can't afford to take off work and travel to Louisiana to appear in court.

What do I need to do to have this suit dismissed? Do I need to file something with the court?

Thank you!

15 U.S.C. 1692i:

(a) Venue Any debt collector who brings any legal action on a debt against any consumer shall�

(1) in the case of an action to enforce an interest in real property securing the consumer�s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or

(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity�

(A) in which such consumer signed the contract sued upon; or

(B) in which such consumer resides at the commencement of the action.


Asked on 1/27/16, 9:27 am

1 Answer from Attorneys
Adam Lambert The Law Office of Adam S. Lambert

You can hire a local Louisiana attorney to file an exception for you.

Read more
Answered on 2/06/16, 5:46 am


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