Legal Question in Personal Injury in Louisiana

The driver and the owner are still personally liable for your injuries. If either of them have assets (a steady job, a home, a car, etc.), you can sue them personally and get your money. If they don't have any assets, they may be what attorneys call "judgment proof", which means you could get a Judgment, but you would have no assets to satisfy the Judgment. If that is the case, you could be throwing good money after bad if you sue them.

I would do a little research. Go to their home, or look it up on GoogleEarth and see if it is a big home, whether they have a new model car, etc. If they appear to have the means to pay a Judgment, sue them.