Legal Question in Wills and Trusts in Louisiana
My aunt was in a nursing home last year when she passed away. My mother was executor of will. She left life insurance to my mother (5,000). The nursing home is contacting my mother for the remainder of the nursing home bill. Is my mother responsible to pay this or use her life insurance benefit? Please help. This is really upsetting my parents because the nursing home keeps sending an invoice for payment and expecting them to pay using the small amount of life insurance that was left to them. Thanks so much
2 Answers from Attorneys
The proceeds of the life insurance policy are not an asset of your aunt's estate.
Unless your mother signed an agreement to be responsible for the nursing home bill, she is not responsible for it.
I agree with Mr. Maguire. Your Aunt's estate owes the bill. The only reason your mom is getting the bill is because she is the executrix of the will. She should wind up the succession and if there is money or property there, then let the estate pay the bill. The insurance money belongs to your mom no strings attached. Tell her not to worry at all.
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