Legal Question in Workers Comp in Louisiana

Re: Worried about Security

First, let me send you my sincerest sympathies on your loss. Your situation typifies the need for good legal advice in important matters. There are many questions which still need to be answered to give you any security. But keep a couple things in mind...workers compensation law is a trade-off, where the employee need not prove any negligence to collect, and the employer is shielded from large monetary awards for injury and death. That is why the offer made by the company seemed low. I assume you spoke with an attorney about this. Unfortunately, the vast majority of workers compensation laws past by the legislature in the last 10 years have favored the employer. The Louisiana Insurance Guarantee Association was formed to pick up obligations of insurance companies and self-insureds who go bankrupt. However, do not let this internet forum take the place of a visit to an attorney. For your peace of mind, please seek legal counsel without delay. Good luck.