Legal Question in Real Estate Law in Maine

adding my son to my deed

I would like to add my son to the deed on the property at which he lives and I do not. This is so that I can acquire home owners insurance with owner occupied rates. I am not elderly so I am not concerned with this aspect. What forms do I need to fill out and what is the process.


Asked on 10/15/07, 11:36 am

2 Answers from Attorneys
Max Rosenberg Rosenberg,Whewell, & Hite, LLC

Re: adding my son to my deed

We would probably do a simple quit claim to you and your son. I can explain in greater depth on the phone. It is relatively inexpensive. - Max 203.380.8189

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Answered on 10/15/07, 4:15 pm
Jerome Gamache Ainsworth Thelin & Raftice, P.A.

Re: adding my son to my deed

You would need to execute a quitclaim deed and a Maine Transfer tax form, even though there is an exemption for parent/child transfers. These documents would need to be recorded in the proper County Registry of Deeds. Also, if there is a mortgage on the property currently we would need to discuss the implications of this transaction with the mortgage's "due on sale" clause.

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Answered on 10/15/07, 4:37 pm


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