Legal Question in Bankruptcy in Maryland

Student Loans and bankruptcy

Student loans are not discharged in bankruptcyunless the due date of the first payment wasover 7 years pre-petition, not counting timethat the loan was in deferment, unless youcan establish that the loan should be discharged for undue hardship, which is a veryhigh standard. They are not priority debts,however, so they are not paid ahead of other unsecured debts in asset cases or Chapter 13s.

We practice bankruptcy law in DC, MD and VA.Please feel free to contact me if you have further questions.