Legal Question in Bankruptcy in Maryland

Re: Bankruptcy

Maryland Bankruptcy - Free Telephone Consultation - 410-484-4900

Re: Bankruptcy

The Bankuptcy Court will sometimes not grant a bankruptcy discharge when it finds that certain debts have been incurred by fraud, or if a debtor is found to have been untruthful about his or her assets, or that certain transfers have been made but not disclosed. There are many other scenarios. As to your second question, you say "almost" all of your debt is in your name. If you have even one joint debt, and you own a house or other major asset that is titled in both of your names, you should seek the advice of counsel before filing a Chapter 7 petition. If you file a Chapter 13 petition, and there is joint debt but you pay that joint debt in full, your husband's credit report will reflect "account included in bankruptcy" but it will not state that HE filed a bankruptcy petition. I hope this helps.

Carolyn G. Krohn

60 West Street, Suite 220

Annapolis, MD 21401

(410)280-5000