Legal Question in Bankruptcy in Maryland
Chp. 7 Dismissal
How long do I have to wait before filing chp 7 again after a dismissal?
3 Answers from Attorneys
Re: Chp. 7 Dismissal
Unless the dismissal order stated that section 109(g) applies; was by the motion of the debtor after a motion for relief from stay had been filed; or the order specifically stated a bar to refiling, there is no minimum time. However, the automatic stay will only be effective as to the debtor for 30 days unless extended by the court if the case is refiled within one year of the dismissal. If there were 2 dismissals within the year, the stay does not come into effect at all absent a specific order imposing a stay.
Re: Chp. 7 Dismissal
Unless the dismissal order stated that section 109(g) applies; was by the motion of the debtor after a motion for relief from stay had been filed; or the order specifically stated a bar to refiling, there is no minimum time. However, the automatic stay will only be effective as to the debtor for 30 days unless extended by the court if the case is refiled within one year of the dismissal. If there were 2 dismissals within the year, the stay does not come into effect at all absent a specific order imposing a stay.
Re: Chp. 7 Dismissal
It depends - the general rule is 180 days after a dismissal for failing to abide by court orders or after a creditor filed for relief from the automatic stay; however, a bankruptcy judge has the discretion to invoke penalties against so-called serial filers.
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