Legal Question in Consumer Law in Maryland

Spot finance help!

Brought a used car on May 2, 2008 at Antwerpen Volkswagen in Pasadena, MD. I brought a 2004 Honda element. VIN # 5j6yh28514l012566 It had 35743 miles on it at time of sale. I paid $9100 down (my mom passed and it was the little bit of money i got and the max i could put down) and they put temp tags on car, i signed paperwork paid for insurance with esurance to get it good. Provided dealer with 3 months of pay stubs and also a utility bill. I have bad credit I had a repo back in Oct 07. Cresent Bank in Pasadena I guess issued a loan. Dealership said I was all set! I signed documents ect. Saturday get call from dealer asking me for my w2, and telling me bank has decided to add more fees and if I don't come back in and sign new paperwork they will take car. Is this legal I paid money down I have paperwork and was given a price paid my down payment this is all after the fact. SO i reluctantly went and resigned the paperwork and drove the car for 2 months then again they call and want me to come in yet again to sign. I refused this time and started looking for a lawyer and have been unsuccessful. I then moved down to VA beach and in Aug the car was repoed. they are only trying to give me back 2k of my downplayment of 9k.


Asked on 5/11/09, 4:18 pm

1 Answer from Attorneys
Michael Hendrickson Law Office Michael E. Hendrickson

Re: Spot finance help!

So, you could sue this dealer in small claims court in Virginia Beach for 5K and (with a lawyer)for at least 7K in the regular general district court.

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Answered on 5/11/09, 9:58 pm


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