Legal Question in Consumer Law in Maryland
won case - judgement shows up in my record!
I was sued by a mechanic after I got rid of my car because he left some items in the car. He did not win the case, however the judgement shows up when I apply to refinance my home. Why, and what do I have to do the have this removed from my financial records?
2 Answers from Attorneys
Re: won case - judgement shows up in my record!
If the judgment shows up incorrectly as if you lost, when in fact you won, contact all 3 major credit bureaus to dispute this mistake, preferably by certified mail if they do not respond the first time.
Re: won case - judgement shows up in my record!
If you won and your credit report(s) show you did not, then you need to correct the credit reports. Ask the mortgage
company which credit report shows the judgment. Contact the credit reporting agency that has the information incorrectly reported and pursue correction.
You should also post notice on the other credit reporting agencies as they may also have reported or be in the process of reporting the same information incorrectly.
Depending on the nature and amount of the claim, you may need to obtain a true copy docket entry showing that you won the case.
Related Questions & Answers
-
Returning a Newly Purchased Car My daughter (active Army) agreed to co-sign for her... Asked 6/28/02, 12:48 pm in United States Maryland Consumer Law
-
Boat Lien Releases How long can a company make you wait for a boat loan that has... Asked 6/12/02, 11:54 am in United States Maryland Consumer Law
-
Return jewelry purchase My mother purchased a diamond ring, she is from Korea and... Asked 6/07/02, 11:11 am in United States Maryland Consumer Law