Legal Question in Credit and Debt Law in Maryland

This apt I rented from 3 years ago found me,I don't know how but they want to charge me 4 grand,I have two kids and I'm a single mom and I only make about 200 a week.they showed up and gave me these papers that said they could take anything I own if I don't pay,I don't want to hide but I'm scared bc we r barely surviving.what can I do?I appreciate your time


Asked on 9/12/12, 2:56 pm

1 Answer from Attorneys

Cedulie Laumann Arden Law Firm, LLC

While a judgment creditor has a legal right to collect on its judgment, Maryland law offers some protection from a creditor seizing all your assets. The law will exempt up to $6,000 in property although the exemption is not automatic and you must request that property be exempt. The law imposes strict timelines to seek an exemption so you are encouraged to do this right away. If the judgment was obtained in district court, you can go to the district court and get the appropriate form from the court clerk.

My firm offers a free initial phone consult of up to 10 minutes, you are welcome to call should you so desire or contact another attorney of your choosing. Please note that the general information in this post does not constitute legal advice nor does it form an attorney/client relationship.

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Answered on 9/14/12, 7:40 am


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