Legal Question in Credit and Debt Law in Maryland
Dismissing a Judgement Filed against you
I owed someone money and they filed suit against me in small claims court. I paid them in full before the court date and neither of us appeared in court. Therefore a negative judgement was still filed against me. The Clerk of Court gave me a form that the Plantiff needs to sign inorder for my credit report to state judgement satiisfied or paid. Yet, the Plantiff refuses to sign this document. What are my options at this point? How can I get this removed from my credit report or to show it as being dismissed or paid in full?
2 Answers from Attorneys
Re: Dismissing a Judgement Filed against you
If you really paid the entire judgment off before the day of trial, and can prove it with receipts, you can make a motion to vacate the judgment against you, on the grounds that
already paid the debt. Another recourse is to contact the plaintiff in writing and demand to have them enter a satisification of judgment, or make a motion to the court to
have the judgment marked satisfied. In support of your motion you should document your attempts to have the plaintiff do this, along with the reciepts or checks showing you paid it off. Black out
part of your checking account numbers.
Re: Dismissing a Judgement Filed against you
Consider contacting an attorney to file for dismissal. Depending on the court (i.e., District Court or Circuit Court) and the type of complaint filed by the plaintiff, it
may have been improper for a judgment to have been rendered against you. Furthermore, you may want to consider having an attorney file a counter claim on the basis of
endangerment to your credit where the plaintiff refuses to cooperate with your request.
G. Joseph Holthaus III
(410) 799-9002
(410) 619-5918