Legal Question in Credit and Debt Law in Maryland

Judgement and Bank Restraint

I had a collection bill with MBNA in 1999 while I lived in Maryland. I contacted the credit bureaus last year to remove it because the statue of Limitation was over. I sent 3 notices. Recently my bank account was held for $10,000 worth of funds for a debt with a collection agency that expired while I lived in Maryland. Are they allowed to do this without sending me the required paperwork to make sure it is legitmate and how what's next step I should take because the lawyers who got the judgement and I never recieved notice are telling me I have to go to the county court if I want any more information. Please help.


Asked on 1/06/05, 1:39 pm

1 Answer from Attorneys
Guy Lewit Guy Mitchell Lewit, Esq.

Re: Judgement and Bank Restraint

You must go to the court where the judgment was apparently entered to find out when you were supposedly served with the summons and complaint that starts the judicial process. If you were not served, you have to file a motion (called an OSC) to have the judgment vacated (set aside) to allow you the opportunity to defend yourself since you claim you don't owe the money because the statute of limitations has run. Whether it has or not cannot be determined by me...it will be determined by the court. If you do not go to court IMMEDIATELY you will lose your money.

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Answered on 1/07/05, 10:05 am


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