Legal Question in Credit and Debt Law in Maryland
I purchased a car back in 2007 with my ex girlfriend. She was the Co-signer and I didn't have a license. We split up in 2009 and she kept the car and said she was going to continue making payments to my bank NFCU. She wasn't keeping up the payments and I just got the car back in 2011. The car is a mess, non running, tore up/ scratches just in bad shape. I have records for each time I made payments. Is this worth taking her to court over? It is sitting on my credit with a lien with NFCU and I don't have the tittle. I received my license on 12/20/11 . I have asked her many times to contribute something towards it. Now it is sitting in my parking lot at the apartment building I live at with all of her belongings in it. She has been MIA since I got the car back.
Please let me know if this is a waste of time or not.
Thanks in advance,
India (27yr)
1 Answer from Attorneys
Obtain a duplicate title from DMV and remove her name/retain in your name/sell the vehicle. Damages may pertain to further payments. She may be responsible for use and neglect. You will need to file appropriate claims. Contact me if needed.