Legal Question in Credit and Debt Law in Maryland
I recently was awarded a judgement against a contractor who owed me money. I want to put a judgement lien on his hose but it is a mobile home and can't find if it is titled to him or not. In addition can I put a lien against his business not knowing what his assets are? Thank you.
1 Answer from Attorneys
Maryland law offers you several options to enforce / collect a judgment. The law allows you to pursue discovery to find out what assets a judgment debtor / defendant might own. This is called discovery in aid of execution. An attorney can also help with asset location / research. If you obtained the judgment against both him and his company there is already a lien against the business.
Oftentimes someone who wins a judgment needs to go through steps to garnish property to pay off the judgment. Note that the law exempts some property from garnishment and that if the defendant took out a loan to buy an asset (a house, car or whatever) that loan has priority over your later judgment. You must first get the court's permission before you can seize property. You might want to consult with an attorney to get some assistance with this collection.
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