Legal Question in Credit and Debt Law in Maryland

I have been served with papers from a credit card company regarding a debt that I owe to them. I am unclear if I have to go to court or not. The papers make it seem that you only go to court if you are protesting that I owe the amount listed and I know that I do, I just have no income to pay it. Can you tell me if I should go or not?


Asked on 6/30/10, 8:55 am

1 Answer from Attorneys
Sean T. Morris Law Office of Sean T. Morris

You should definitely go to court. If you don't, you will get a judgment against you and there will be nothing you can do about it. See my blog entry on the topic:

http://mdconsumerdebtcollection.wordpress.com/2010/06/29/i-owe-the-money-why-do-i-need-a-lawyer/

On the papers you received there should be something called a "notice of intention to defend." Fill this out and file it and be prepared to go to court. At court, you may be able to work out a payment plan or another option that will avoid a judgment. Feel free to email ([email protected]) or call (240.380.0863) if you have any questions.

Good luck.

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Answered on 6/30/10, 12:35 pm


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