Legal Question in Credit and Debt Law in Maryland
Summons for unpaid debt
I have a summons to go to court in a week, from a debt in 1994, which I thought was taken care of, the summons is to determine what assets I have. What do I take to court, what papers all tax returns and bills or what? If I take everything on the summons I will need a wagon.
2 Answers from Attorneys
Re: Summons for unpaid debt
It appears that the debt went to judgment and is in enforcement. You should consider acquiring legal assistance to resolve this matter. The collection effort is through a motion to have you bring records so that the creditor may attach to assets. Contact an attorney.
Re: Summons for unpaid debt
Tecnically, you can be held in contempt if you do not bring everything which is listed. However, if you bring information which will allow them to identify what property you own (real estate, cars, boats, stocks, bank accounts, debts owed to you from friends and/or family, etc.), you should be okay. You will need documentation which will allow them to identify the property specifically such as the VIN or other identifying information on vehicles and boats; account number for checking, savings, money market, and certificate of deposit accounts; etc. You should also take information that will establish that your property has little or no value, if that is the case. Know what the outstanding balance is on your mortgage and car notes and what restrictions there are on the transfer of other assets such as stocks and certificates of deposit.