Legal Question in Credit and Debt Law in Maryland
What Can I do?
Six years ago I bought a car with my wife in the State of Maryland. Two years later, she moved out taking the children and moved to Florida. Shortly afterwards the car broke down and has not been driven since. Making a new life for myself in the State of Florida, I have been sending her child support which is over 25% of my monthly gross wages. I have been unable to make the payments on the vehicle. It still sits in my back yard, dry-rotting and deteriorating daily. I can't sell it or fix it. Now the lender has contacted me and threatens judgment. Can they attach my wages or compel the sale of my home which I own as joint tenants with my girlfriend? Thank you for any advice you could give.
1 Answer from Attorneys
Re: What Can I do? (follow-up response)
By the way -- timing is everything; the statute of limitations in MD should begin to run the last time anyone made a payment on the account. If three years has passed since that date, it may be difficult for your creditor to obtain a proper judgment.
You should retain an attorney knowledgeable about such issues to assist you. If you fail to respond appropriately, a judgment could be entered against you even though it is not proper (and it would not necessarilty be reversable if you never responded to the suit).
Lawrence R. Holzman, Esquire
Joseph, Greenwald & Laake, P.A.
6404 Ivy Lane, Suite 400
Greenbelt, MD 20770
(301) 220-2200
fax (301) 220-1214
Disclaimer: Please note that the posting of this response is not intended to constitute legal advice. You should contact an attorney to obtain information applicable to your situation. This posting is not confidential or privileged and does not create an attorney/client relationship.
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