Legal Question in Civil Litigation in Maryland

By bank owed me approx $830 due to a partial payment return. This return payment was processed on 8/12 and I did not receive until the end of August. The check the bank provided then bounced 2 days later. We have called numerious times and as of 9/14 have received no new check or resolution. Is check bouncing not a crime? If i bounce a check it goes to the Sherriff office and i can be prosecuted? Is the bank not held under the same standard? I had to take a loan from a family member which has caused a bit of tension since we have not been able to repay in 2 months. What are my legal options at this point. This bank has everything of mine. 2 credit cards. All personal accounts and mortgage.


Asked on 9/14/11, 12:46 pm

1 Answer from Attorneys
Robert Sher Wagshal and Sher

There has to be criminal intent for a prosecution. Frankly, I can't imagine a check written on a bank's own account for that amount "bouncing" for insufficient funds. There must be some other explanation, such as a bad endorsement. Why don't you go to the branch that issued the check, bring the check in, and ask for a replacement?

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Answered on 9/15/11, 7:58 am


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