Legal Question in Civil Litigation in Maryland

Title determines the ownership. Co-signing a loan has little to do with ownership but rather shows who has financial responsibility for that loan. While it may not be prudent to borrow money for someone else, the law generally allows people to make unwise decisions if they choose. A co-signor may own part of the vehicle or none. Whomever is on the title owns the vehicle.

While I hope that this general information helps, it is not legal advice nor does it create any kind of attorney/client relationship. Your friend may wish to consult with an attorney to discuss the specifics of her situation and determine what legal options might exist.