Legal Question in Civil Litigation in Maryland
I am being sued for an auto accident that occurred several years ago.
It occurred when there was as pile-up of cars in front of me. I avoided the pile up, but after clearing that accident, I was hit and other people hit the vehicle that hit me. I was taken to the hospital for pain and the police responded to the scene. My claim was paid out to me, including medical and vehicle damages, my case was closed, and my insurance company never told me that I was at fault. However, years after the incident I got a notice that I was being sued in a civil court and by one of the motorists that hit someone else. The motorist is claiming that my sudden breaking caused them to hit someone.
I have contacted my insurance company regarding the manner and I have been told they will hire legal counsel for me. However, I am also looking to retain my own independent counsel.
1 Answer from Attorneys
You didn't say exactly when the accident happened, but if it was more than 3 years before the suit against you was filed, it would be thrown out because of the statute of limitations. There is no need to hire your own counsel unless the suit realistically exposes you to a judgment that exceeds the liability limits of your policy. I suggest you discuss this with the attorney representing you through the insurer, as they will know what your real exposure is, even assuming the claim is viable in the first place.