Legal Question in Insurance Law in Maryland
accidentally let a candle burn & started a fire
Insurance company is asking me to repay them for damage cause by a fire. I accidentally left a small candle burn during the holidays and it started a fire. The claim is $16,000.00, I am 72 and work to supplement my Social Security.
3 Answers from Attorneys
Re: accidentally let a candle burn & started a fire
The applicable facts, any at-fault admission that may have been made by your communication to the insurance company (or inferences thereof), the
pertinant policy language, and the legal authority cited by the insurance company would be the first lines
of my inquiry. Without this information, it is impossible to say where the matter lies.
It appears out of line for such a demand under a property and casualty policy. You should contact
an attorney immediately. For a moderate fee, I am available to assist you.
G. Joseph Holthaus III
(410) 799-9002
Re: accidentally let a candle burn & started a fire
Whether they have a claim depends on the facts. You need to see a lawyer promptly.
Re: accidentally let a candle burn & started a fire
Have they told you why they think that you are liable to them for money? I would require more facts to provide any kind of answer. It is certainly unusual.
Lawrence R. Holzman, Esquire
Joseph, Greenwald & Laake, P.A.
6404 Ivy Lane, Suite 400
Greenbelt, MD 20770
(301) 220-2200
fax (301) 220-1214
Disclaimer: Please note that the posting of this response is not intended to constitute legal advice. You should contact an attorney to obtain information applicable to your situation. This posting is not confidential or privileged and does not create an attorney/client relationship.
Related Questions & Answers
-
Uninsured Motorists and Drunk Driving I was involved in an accident with an... Asked 8/15/01, 11:55 am in United States Maryland Insurance Law