Legal Question in Insurance Law in Maryland

Auto Accident Involving borrowed car

I loaned my brother-in-law our car and he ran a red light and hit another car broadside. Since I only had liability on the car and the accident was his fault, who's insurance pays for the car, the other persons car, and injuries that resulted from the accident. Since he had his own car insurance, would this cover both of the vehicles or only the vehicle that was hit?


Asked on 10/01/00, 10:59 pm

1 Answer from Attorneys
Lawrence Holzman Holzman Law Firm, LLC

Re: Auto Accident Involving borrowed car

Your insurance should provide you with coverage and a defense against any claims the other driver may make; as for your own car, you can seek redress from your brother direclty for damage t your car == your brother's own insurance (and your PIP coverage) will both apply as to any injuries suffered by your brother.

If your brother has an auto policy with collision coverage, it MAY provide coverage for your car -- you should make a claim with them.

If they don't pay quickly, you should have an attorney review the situation immediately.

Lawrence R. Holzman, Esquire

Joseph, Greenwald & Laake, P.A.

6404 Ivy Lane, Suite 400

Greenbelt, MD 20770

(301) 220-2200

fax (301) 220-1214

Disclaimer: Please note that the posting of this response is not intended to constitute legal advice. You should contact an attorney to obtain information applicable to your situation. This posting is not confidential or privileged and does not create an attorney/client relationship.

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Answered on 10/31/00, 4:58 am


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