Legal Question in Insurance Law in Maryland

Insurance payment problem
In January 2003, I suffered a hit and run accident while I was not occupying my vehicle. I notified my insurance company who estimated and issued me a check minus my deductable for the damages.

A week after. The hit and run perpetrator was located, and his insurance company also estimated and issued me a check.

8 months later , today, 9/26/03, I recived a letter from my Insurance company (who I had left when I moved out of state in March 2003) , demanding their payment for damages back.

Is this correct? Are there any statutes for their demand based on the length of time passed? Thank you.

Asked on 9/26/03, 7:39 pm

Daniel Press Chung & Press, P.C.

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Re: Insurance payment problem

You owe them the money. You are not entitled to a double recovery. The statute of limitations would be (in MD) no less than 3 years.

Answered on 10/03/03, 7:43 pm

G. Joseph Holthaus III Law Offices of G. Joseph Holthaus

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Re: Insurance payment problem

You owe them the money. To withhold the money would be an action of conversion at a minimum.

Depending on the action that the insurance company chose to sue upon, they may have up to 12 years to collect.

Answered on 10/03/03, 9:49 pm

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