Legal Question in Personal Injury in Maryland

Re: Accident-Other driver ran stop sign

PIP and any medical expense coverage that you may have pays for your medical bills, lost wages, and other

costs directly associated with the collision. These are no-fault and pay at first instance. The skill of an attorney is important as to how your claims get paid and the order in which they are paid. The order of payment is essential to ensuring your maximum recovery through these types of insurance.

Third party insurance companies (i.e., the insurer of the driver at fault) usually do NOT pay medical bills while your claim is in process. The third party insurer, however, will include

compensation for such costs at final settlement. There is a list of other damages that you may receive compensation for and it is highly advised that you obtain an attorney to handle this matter.

You may be asked to sign waivers at certain points in the process. It is crucial that you do not sign a waiver that compromises your personal injury settlement. Again, speak with an attorney.

Making a claim for personal injury is not as straight forward as many people believe. Even so, optimizing your settlement is usually best obtained through the assistance of an attorney as he/she is best able to

devise a strategy that may enhance your recovery. Settlements derived through an attorney usually more than offset for the contingency fee charged when compared to a settlement derived without the skill of an attorney.

If you would like to discuss your case, please feel free to give me a call.

G. Joseph Holthaus

(410) 799-9002

Re: Accident-Other driver ran stop sign

I would be happy to discuss this with you call me at 301-220-2200. Be advised that its quite standard to use your PIP for med bills - its a no fault benefit you bought. You will still be able to recover all your bills plus your pain and suffering from the other driver later when you make the claim. If you had to file suit - it would be against the driver - not his insurance co.